On the eve of the New Year, it is customary to analyze the past year, as well as make plans for the future. If you want to improve your life in this year, which has just begun, it will be useful to acquire several useful skills that will help you increase your level of self-development, manage your finances more efficiently and effectively and, as a result, improve the material and emotional quality of your life. Therefore, Estet-portal, as a gift for the New Year, presents to your attention useful tips that will help you make this year much better than the previous one.
This year, many of us will have to reconsider our priorities and views on many life situations. Therefore, we decided to tell you about the skills that may be useful to you this year.
Skill 1: Financial Allocation
Even if you have a minimum income, try to distribute it on a 50/20/30 basis. 50% of your monthly earnings should be spent on all necessary expenses.
These include:
- rent;
- mortgage;
- payment of utilities;
- transport;
- foodstuffs;
- household goods;
- other essential goods.
20% of all income should be spent on paying off debts, if any, or put aside for a deposit. The remaining 30% – worth spending on entertainment, shopping and personal care. This distribution of finances is offered to us by the author of the book Financial Courage, Alexa von Tobel. He argues that in any case, you need to leave part of the money not to yourself – so you don't lose motivation. Of course, not everyone and not immediately will be able to translate their finances into this formula and put it into practice. Some people only spend half of their salary on renting a house or paying off a loan. But this proportion is worth striving for.
Skill 2: Health Prevention
Take care of your health and regularly come to preventive consultations with doctors. So you do not have to spend money on the treatment of ailments that you have prevented. Also, you will not be bothered by chronic diseases if they are prevented.
Remember that many illnesses may go unnoticed for a long time. However, by the time she shows up, it may be too late. That is why health prevention is so important for a modern person.
Skill 3: Self Education
This year, many of us will have to change our specialty or improve our qualifications, preferably without attracting additional funds. Therefore, self-education will be more useful than ever. Today, self-study can be quite easy. There are many educational online projects on the Internet. On the basis of these projects, in the public domain, there are materials and video lectures on various topics from world experts. Distance learning is the same as in the university. You are given a task, you complete it, it is checked and evaluated. At the end of the course, you will receive a certificate of course completion. Legally, such a certificate has no force. But when applying for a job, it can be a bonus. You can also use the acquired knowledge in your work.
Skill 4: Communication
In our time, sociability – is one of the most valuable qualities. Now is the time to make friends with your neighbors and meet new people. So you can make useful contacts that can be useful to you in different life situations. Neighbors will be able to borrow the thing you need, and you do not have to spend money to buy it. Also, neighbors can look after the apartment when you are on vacation, and you, in turn, will answer them the same.
Skill 5: Emotional Hygiene
Today we receive too much negative information that we simply cannot digest. Therefore, it is worth learning how to "dose" the flow of information, especially negative. After all, it is she who causes in us the strongest experiences that have a destructive effect on us. That is why it is worth doing emotional hygiene. Try to reprogram yourself for a positive wave. Read a book about the life of some great person or watch a life-affirming movie. Look for the good in the world around us. Then the negative will not greatly affect your life.
Estet-portal sincerely wishes you success in the New Year!
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